Bulgaria Residency & Investor Visa Program

Why Choose Bulgaria?

Bulgaria, famously known as the Land of Roses, is a captivating European destination renowned for its natural beauty, rich culture, and diverse landscapes. From scenic mountains and plains to rivers, seas, and even a small desert, Bulgaria offers a unique environment for both living and investing. Its cultural heritage, vibrant lifestyle, and business-friendly ecosystem make it an attractive choice for investors and families seeking residency in Europe.


Bulgaria Residency Through Investment

The Bulgaria Permanent Residency Program is an excellent opportunity for foreign investors seeking a secure European residency. It allows investors and their families to reside in Bulgaria while benefiting from a stable economy and a gateway to Europe.

Investment Options for Bulgaria Residency:

  1. Full Investment Option

    • Investment Amount: €511,292 (BGN 1,000,000) in Bulgarian Government Bonds.

    • Investment Duration: 5 years.

    • Return: The full investment amount is returned at the end of 5 years with government guarantee and without accrued interest.

  2. Financed Investment Option

    • Investors may choose a European Bank financing option to cover the required investment amount, making it more accessible.


Advantages of Bulgaria Permanent Residency

Free Travel in Europe: Upon receiving permanent residency, residents can enjoy visa-free travel within the Schengen Zone once Bulgaria becomes a member.
Tax Benefits: Permanent residents may benefit from tax exemptions on global income, subject to certain conditions.
Healthcare Access: Residency holders are entitled to high-quality healthcare both in Bulgaria and across the EU.
Family Inclusion: Residency can be extended to the spouse, children, and dependent family members, ensuring the whole family benefits.


Why Choose TrueStep Immigration for Bulgaria PR?

At TrueStep Immigration, we provide comprehensive guidance for obtaining Bulgaria Permanent Residency through investment. Our services include:

  • Step-by-step support in selecting the right investment option.

  • Complete assistance in preparing and submitting applications.

  • Guidance for family inclusion and compliance with Bulgaria immigration laws.

  • Ensuring a smooth, hassle-free, and efficient process from start to finish.

Secure your European residency with TrueStep Immigration — your trusted partner for Bulgaria Permanent Residency and Investor Visa programs.

Residency by Investment  —  Bulgaria

Gateway to the Schengen Area

Bulgaria offers one of the most stable pathways to European residency and citizenship through a high-yield investment into a robust EU economy.

Schengen
Full Borderless Access
5 Years
Path to Citizenship
10%
Flat Income Tax Rate
BGN
Stable Currency Peg
Bulgaria – Plovdiv Old Town
2007 EU Member Since

Europe's Hidden Gem for
Modern Investors

As a member of the European Union and the newest addition to the Schengen Area, Bulgaria provides a strategic bridge between Europe and Asia. It boasts one of the lowest tax regimes in the EU and a high quality of life.

The Bulgarian Investor Programme allows non-EU nationals to secure permanent residency through a government-approved investment, with no requirement to reside in the country.

€512K
Min. Investment (BGN 1M)
Schengen
Newest Member State

Why Invest in
Bulgarian Residency

Enjoy the freedoms of the European Union with a simple, secure investment.

Schengen Freedom

Travel visa-free across 29 European countries within the borderless Schengen Zone.

Citizenship Pathway

Qualified to apply for Bulgarian (EU) citizenship after 5 years of permanent residency.

Family Benefits

Your spouse and all dependent children are eligible to be included in the residency application.

Tax Optimization

Bulgaria features a 10% flat corporate and personal tax rate—the lowest in the European Union.

No Residency Required

Maintain your permanent resident status without the obligation to reside physically in Bulgaria.

EU Education & Health

Access high-quality European healthcare systems and world-class educational institutions for your family.

Residency Requirements

Investors must choose from several government-approved asset classes to qualify.

1

Exchange Traded Funds (ETFs)

Invest in ETFs listed on the Bulgarian stock exchange or government-certified funds.

BGN 1,000,000 (~€512,000)
2

Alternative Investment Funds

Capital contribution into certified AIFs focusing on Bulgarian private equity.

BGN 1,000,000 (~€512,000)
3

Direct Investment

Capital investment into a Bulgarian commercial company for a specific project.

BGN 2,000,000 (~€1,024,000)
4

Certified Project Investment

Investing in a company implementing a priority investment project certified by the government.

Variable Thresholds

Programme Overview

Quick summary of the Bulgarian Investor Programme.

Status
Permanent Residency (immediate)
Schengen Status
Full Member (since 2024) Air & Sea Borders Open
Time to Residency
Approx. 6–9 Months
Tax Residency
Only if residing > 183 days
Citizenship Path
After 5 Years No physical stay needed
Investment Type
Financial Assets / Private Equity Fully Refundable

Who Can Apply?

Main Investor

Must be a non-EU citizen, 18+ years old, with legally sourced funds.

Spouse

Full residency rights granted to the legal spouse of the main investor.

Children

All dependent children (under 18 or older if dependent) can be included.

Clean Record

Applicants must provide a clean criminal record from their country of origin.

Application Process

1

Consultation

Initial legal review and investment selection.

2

Investment

Transfer of funds into government-approved assets.

3

Visa D

Application for long-term visa at a Bulgarian consulate.

4

Residency

Visit Bulgaria to file for Permanent Residence status.

5

PR Card

Issuance of permanent residency card and ID number.

Frequently Asked Questions

  • No. Bulgaria’s investor program is highly attractive because it does not require you to reside physically in the country to maintain your Permanent Residence status.
  • Yes. Unlike donation-based programs, the Bulgarian residency investment is made into financial assets (like ETFs) which can be liquidated after the holding period.
  • Yes. As Bulgaria is a member of the Schengen Area, your Bulgarian residency card allows you to travel freely for up to 90 days in any 180-day period within the Schengen Zone.

Secure Your European
Future in Bulgaria

Our expert legal team specializes in Bulgarian immigration law to ensure your investment leads to guaranteed residency.

Office No.9, Al Mohamadiya Building, King Fahd Road, Riyadh  |  +966 11 503 0231